Save for today’s healthcare—and tomorrow’s peace of mind.
A Health Savings Account (HSA) helps you pay for qualified healthcare expenses with tax-advantaged dollars while giving you the flexibility to save for future medical needs. Whether you’re covering today’s doctor visit or planning for retirement, an HSA helps you make the most of your healthcare dollars.
At Peak One Administration, we’re here to make managing your HSA simple, secure, and stress-free.
Why Choose an HSA?
An HSA is more than a spending account—it’s a long-term savings tool that grows with you.
Benefits of an HSA
- Save money on qualified healthcare expenses with tax-advantaged dollars
- Keep unused funds year after year—there’s no “use it or lose it”
- Take your HSA with you if you change jobs or retire
- Invest eligible balances to help grow your savings over time
- Access your funds with a convenient debit card, secure online portal, and mobile app
How Your HSA Works
If you’re enrolled in a qualified High Deductible Health Plan (HDHP), you may be eligible to contribute to an HSA.
You and your employer can make contributions to your account, up to annual IRS limits. Use your HSA to pay for qualified medical, dental, and vision expenses—or save your funds for future healthcare costs.
Because your account belongs to you, your balance rolls over every year and stays with you wherever life takes you.
Eligible Expenses
Your HSA can be used for many qualified healthcare expenses, including:
- Doctor office visits
- Prescription medications
- Dental care
- Vision care
- Hospital services
- Copays, coinsurance, and deductibles
- Many eligible over-the-counter healthcare products
Not sure if an expense qualifies? Our team is happy to help, and additional resources are available in our Resource Library.
How Peak One Helps
Managing your HSA should be easy.
With Peak One, you can securely access your account online or through our mobile app to:
- View your balance and recent transactions
- Use your benefits debit card
- Submit reimbursement requests
- Monitor investments (when eligible)
- Manage your account anytime, anywhere
And if you ever have a question, our Member Care team is just a phone call or email away.
The Peak One Difference
We’re here when you need us.
Your benefits shouldn’t be confusing.
Whether you’re opening your first HSA, wondering if an expense is eligible, or looking for help managing your account, you’ll always have access to knowledgeable, friendly people who are committed to making your experience as simple as possible.
Because great technology is even better when it’s backed by people who care.
Need Help Getting Started?
Whether you’re new to an HSA or looking for answers about your existing account, we’re here to help you make the most of your benefits.