HRA - Peak One

Make the most of the benefits your employer provides.

A Health Reimbursement Arrangement (HRA) helps reimburse eligible healthcare expenses using funds provided by your employer. It’s a simple way to reduce your out-of-pocket medical costs while making the most of your employee benefits.

At Peak One Administration, we’re here to make managing your HRA easy, so you can focus on your health—not the paperwork.

How Your HRA Works

Your employer determines which expenses are covered and how your HRA works. Check your Summary Plan Description (SPD) for details about your specific plan, or contact our Member Care team if you have questions.

In general:

Your employer funds your HRA.
You use those funds for eligible healthcare expenses.
Depending on your plan, you may use a benefits debit card or submit claims for reimbursement.
Your available balance and eligible expenses are based on your employer’s plan design.

If you’re unsure what’s covered, our Member Care team is happy to help.

Why Use an HRA?

An HRA helps you pay for eligible healthcare expenses without using your own after-tax dollars.

Benefits of an HRA

Reduce your out-of-pocket healthcare costs
Use employer-funded dollars for eligible medical expenses
Access your account securely online or through the mobile app
Submit claims quickly and easily
Get friendly, knowledgeable support whenever you need assistance

How Peak One Helps

Whether you’re checking your balance, submitting a claim, or wondering if an expense is eligible, we’re here to make the process simple.

With Peak One you can:

Check your account balance
Submit claims and upload receipts
Track reimbursements
Access your account online or through our mobile app
Contact our Member Care team whenever you need assistance

The Peak One Difference

We’re here when you need us.

Healthcare benefits can sometimes feel complicated, but getting answers shouldn’t be.

At Peak One, you’ll always have access to friendly, experienced professionals who are committed to providing responsive service and personalized support. Our goal is to help you feel confident using your benefits from day one.

Need Help?

Whether you’re using your HRA for the first time or have questions about your account, we’re here to help.

Get more value from your healthcare benefits.Your Health Reimbursement Arrangement (HRA) helps cover eligible healthcare expenses using employer-funded dollars, making it easier to manage your healthcare costs with confidence.