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IRS Releases HSA Limits for 2026

May 05, 2025

Today, IRS issued Revenue Procedure 2025-19, which provides the 2026 cost-of-living contribution and coverage adjustments for HSAs, as required under Code Section 223(g). It also includes the 2026 limit for Excepted Benefit HRAs. The limits for all items increased for 2026.  

Annual HSA Contribution Amounts

2025 / 2026    Contribution Amounts

$4,300 / $4,400  Individual 

$8,550 / $8,750  Family

$1,000 / $1,000  Catch-up 

Annual Maximum Out-Of-Pocket Limits for HDHP

2025 / 2026  Coverage Levels

$8,300 / $8,500 Individual

$16,600 / $17,000 Family 

Annual Minimum Deductible Amount Limits for HDHP

2025 / 2026  Coverage Levels

$1,650 / $1,700 Individual

$3,300 / $3,400 Family

Excepted Benefit HRA

2025 / 2026 Contribution Limits

$2,150 / $2,200

For a copy of Revenue Procedure 2025-19, click on the link below: 

https://www.irs.gov/pub/irs-drop/rp-25-19.pdf