IRS Releases HSA Limits for 2026
May 05, 2025
Today, IRS issued Revenue Procedure 2025-19, which provides the 2026 cost-of-living contribution and coverage adjustments for HSAs, as required under Code Section 223(g). It also includes the 2026 limit for Excepted Benefit HRAs. The limits for all items increased for 2026.
Annual HSA Contribution Amounts
2025 / 2026 Contribution Amounts
$4,300 / $4,400 Individual
$8,550 / $8,750 Family
$1,000 / $1,000 Catch-up
Annual Maximum Out-Of-Pocket Limits for HDHP
2025 / 2026 Coverage Levels
$8,300 / $8,500 Individual
$16,600 / $17,000 Family
Annual Minimum Deductible Amount Limits for HDHP
2025 / 2026 Coverage Levels
$1,650 / $1,700 Individual
$3,300 / $3,400 Family
Excepted Benefit HRA
2025 / 2026 Contribution Limits
$2,150 / $2,200
For a copy of Revenue Procedure 2025-19, click on the link below: