2022 HSA Limits Announced
HSA limits for 2022 were announced today, May 10, 2021. The IRS released the limits for HSAs via Revenue Procedure 2021-25 as follows:
Self-Only Enrollment in a High Deductible Health Plan (HDHP) 2022 HSA Limits:
- Maximum annual contribution: $3,650 ($3,600 in 2021)
- Minimum deductible for the HDHP to be HSA-qualified: $1,400 (no change from 2021)
- Maximum HDHP out-of-pocket limit: $7,050 ($7,000 in 2021)
Family Enrollment in a High Deductible Health Plan 2022 HSA Limits:
- Maximum annual contribution: $7,300 ($7,200 in 2021)
- Minimum deductible for the HDHP to be HSA-qualified: $2,800 (no change from 2021)
- Maximum HDHP out-of-pocket: $14,100 ($14,000 in 2021)
A reminder that HSA account holders age 55+ can contribute an additional $1,000 on top of the maximum as a catch-up contribution.